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Executive Summary
The FASB version of the Leases project is expected to be issued within the next 2 weeks. The following is a brief summary of the proposed changes and transition plan for Lessee Accounting
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FASB – Preparing for the Upcoming Leasing Standard
During the first quarter of 2016, the FASB will issue its new standard on Leases. While the standard will represent a significant improvement to financial reporting, it also will be a change for many organizations—particularly those who engage in significant activities as a lessee.
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Fair Market Value or $1 Buyout Lease
When you’re looking to preserve or access capital, equipment financing is an attractive option that offers these and numerous other benefits when acquiring equipment.
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Convergence Lease Project
To help our clients better understand the FASB / IASB Convergence project and how it may affect their business, we have provided answers to the most common questions effecting lessees regarding the current state of the project.
DetailsGearing Up for Short Term Contract Manufacturing
In 2002, the average contract manufacturing agreement had a 60 month term. For 5 years, you could build a business model based on the supply, packaging or distribution goods. And those were clearly the good old days. Increases in automation, something called “big data” around customer preferences and margin compression across the board have led…
DetailsAttacking 3 big lending issues facing manufacturers
We live in interesting times. Political rhetoric at the macroeconomic level, trade disputes, and increasingly short-term contract demands create business challenges for manufacturers that require a more sophisticated approach to managing short term and long term capital needs. Building the right go-to-market model and the budget to achieve sustainable profitability first starts with a recognition…
DetailsCFMA Article: Of Cowboys and Lenders…
The Construction Financial Management Association asked CG Commercial Finance to offer insights on lending an such a dynamic industry and how firms might most effectively deal with rapidly changing lending policies and bank practices. CLICK HERE to read the article from Scott McCullum, CG’s CEO.
2Q18 MM LOAN DATA
If you ever want to know how a lender like CG can offer unique insights into the capital structure, connect with one of our advisors by filling out this simple form.
Where to place the worry: Rising Rates or the flattening yield curve
Interest rates are on their gradual ascent. But is the shape of the yield curve positioned to have a stronger impact on your strategic business planning? With rates on the rise and the somewhat interesting changes in the yield curve seemingly ahead, it might be time to think further about how these items…
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Just how many middle market loans are from banks these days?
If you ever want to know what role a non-bank lender can play in your capital structure, connect with one of our advisors by filling out this simple form.
An interesting take on new vs. used equipment and the new tax law
The new 2018 depreciation deduction incentives may have been in part to drive the sales of new commercial equipment. But now used equipment is available for some of these same benefits and the impact may be unexpected. If you ever want to talk about how these tax benefits–when married with a strategic finance plan–can…
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Tech will lead the way with the new lease accounting guidance
Understanding new lease accounting guidelines is one thing. Ensuring you have the technology to effectively collect the data, manage and report is quite another. This article will offer some insight into how financial decision makers are handling the transition. If you ever want to talk about how your company’s approach to equipment leasing and…
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Of Cowboys and Lenders: When a bank suddenly ends your relationship
Financing a construction firm may involve yellow iron, but more frequently requires an iron stomach. Few industries ride the peaks and valleys of economic life quite like construction. Whether it’s living and dying with the whims of government-funded projects, the ebbs and flows of corporate capital expenditures or the emotional ups and downs of housing…
DetailsCG CEO OFFERS THOUGHTS ON MID-SIZED AND LARGE TICKET FINANCING
In a recent publication of the National Equipment Finance Association, Scott McCullum offered powerful insight on the changing role for financiers of mid-sized and large equipment and projects in today’s marketplace. To read more…download the article below:
https://cgcommercialfinance.com/wp-content/uploads/2018/03/CG-Article.pdf
Debt Covenants and Accounting Changes: A Few Considerations
In this brief video, PwC outlines some items to look out for with your existing covenants as the new accounting rule implementation creeps closer. CG Commercial Finance has extensive experience assisting mid-sized and large corporations with the accounting implications of equipment and project finance. As you look to evaluate your readiness for the new…
DetailsInterest hate hikes coming as global economic conditions strengthen
With year-end rapidly approaching, now may be the time to take advantage of still-historically low interest rates for your equipment and project needs. CG has extensive experience structuring creative financing to meet your GAAP, IFRS, Managerial Accounting and Tax needs while ensuring you maximize your interest rate position. Below you will find Janet Yellen’s recent comments…
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